With Kaskonomi, Your Future Is More Secured

Merkez P&C Insurance Co., has introduced everything for your security with a quite economic insurance package named "Kaskonomi". Hence, makes you feel that not only your car, but yourself and your home also in confidence and away from the suspects. Offers the insurance guarantee as an integrated body, due to the premium alternatives youíll specify. Protects your car from the fire, theft and crash cases, while itís parked or running. Covers the indemnity amounts in case the driver or the passengers die or get injured in any accidents. Pays over the limits of compulsory liability insurance for the material or personal losses caused - by the owner of the car on third parties due to accident. Plus, anybody insured with Kaskonomi insurance have the fire and theft, Housing-Goods Insurance. Briefly, the future is securted with Kaskonomi! s


1 Kaskonomi=4

With 4 Insurance included in Kaskonomi package, you have a comprehensive protection :

1-Comprehensive Car Insurance

Against the Fire , theft and crash risks of your car,

2-Personal Accident Insurance For Driver&Passengers Against the unexpected risks which you and the passengers in your vehicle can face

3- Voluntary Liability Insurance
Against the unexpected losses that you can cause other people to sustain .

4- Household Goods Insurance (Fire-Theft)
Against the Fire and theft risks of your household goods.



Car Insurance Guarantee


In case of the loss, inflation rate based on D.I.E. Consumer Rates Index will be taken in to account, not indicating any inflation top-rate. Under insurance is not applied. "No- claims" reduction in the current policy of the insured will also continue in Merkez P&C Insurance Co.. If the Reduction of amortization from the indemnity to be paid isnít requested, the premiums indicated (based on the age of the vehicle) in our tariff are separately applied. Substitutive provisions are not furnished for the losses having an indemnity amount up to 50.000.000 TL., and an under insurance is not applied to the next loss. The losses up to 25.000.000 TL will be paid in maximum 15 days, with the invoice. No substitutive provision will be furnished for the losses having 100 % recovery probability, regardless of the amount of the loss. s

Household Goods Insurance Guarantee:

1.This security is valid only for the housings built of masonry. 2.In the insurance arranged by the tenant, also household goods, paint, whitewash and wall papers will benefit from the guarantee against the losses caused due the risk specified in the policy.

Under insurance principle is not applied.


REQUIRED DOCUMENTS FOR THE LOSSES ABOVE 25 MILLIONS

FOR THE LOSSES COVERED IN CAR INSURANCE

1. Traffic accident minutes (certified).
2. Copy of the driving license of the person using the vehicle during the accident.
3. Traffic registration and traffic certificate.
4. Driverís alcohol report (certified).
5. Photos showing the damaged car.
6. Invoice (invoice issued for the repairing charge).

FOR PERSONAL ACCIDENT LOSSES:
1. In case of injury and treatment; minutes, final doctor report, documents relating the expenses incurred.
2. In case of death; minutes, examination report, Certificate of inheritance.

FOR VOLUNTARY THIRD PARTY LIABILITY :

1. Traffic accident minutes showing the faults of the parties. 2. Provisional statement of the insured.
3. Expertise location, if the damaged is the vehicle.

FOR FIRE LOSS OF HOUSEHOLD GOODS:

1. Fire-fighting report.
2. Non-prosecution report.

FOR THEFT LOSS :

1. Application and witness report issued by the Local Police Station.
2. Written request.
3. The minutes stating that the stolen items were not found yet, after 30 days.

Click Here For Kaskonomi Application Form

 
 


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